by Donna n Steffini
(otr)
Hello! My name is Donna and my partner is Steffini! We have been homeless truck driversvwith Usxpress for 7 months now and have a book of questions for you! We live in this darn thing of course....LITTERLY ....and are going ....i swear from advance to advance! Not even payday to the next! Please help!!! There is SOMETHING were doing wrong....way way way wrong!
Desperately needing professional OTR homeless advice!
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Response from Vicki:
Hi, Donna and Steffini,
Thanks for asking a question on our website.
If you are living from one cash advance to the next, then yes, something is wrong. Here is what I advise:
1. For the next 30 days, write down absolutely everything you spend money on -- down to the penny -- along with the date and time you made each purchase and what you were feeling at the time you bought it (including how you justified the expense). We provide a free download called "My Spending Diary" to help you get started.
2. Then, categorize each expense into a budget category to see where you're spending what.
3. You may find that when you start to put a budget in place that spending in some areas is wildly out of balance. Only when you know how much you're spending on what can you get a handle on what's happening.
For professional truck drivers who have no in-truck meal preparation items with which to cook or prepare food, a lot of money may be going to restaurant food (particularly at truck stops).
Years ago, when Mike and I were at one of his trucking company's terminals, we were talking with another driver who said that he'd take $150 on the road with him at the beginning of the week and by the end he had nothing left. We asked him if he was eating out a lot and he said yes. Think about that for a moment. If he spent $150 weekly on restaurant food, that is
If he had invested part of that money in an inverter, hot pot and ice chest -- and then good food to cook to eat meals in his truck -- how much money could he have saved every week? |